Four years ago I made a significant change in my life. I'd been renting a one-bed flat in London for a few years but it was taking a big chunk out of income - it's a real challenge renting on your own.
And because at that time I wanted to reduce my hours to concentrate on getting a qualification in advertising and maybe setup my own business, I was very conscious of how much I was paying out each month
Read the full article by Kerry Fowler first pubished in House Beautiful. Image by Liz Kay.